Poor people’s resilience


Today I will talk to you about the relationship between risk and poverty. It is undeniable that because the rich have a lot of wealth, they have a stronger ability to take risks than the poor. Similarly, because the poor have a weaker ability to take risks, it is easy to miss Time to get rich one by one.

The poor have no ability to resist risks. Most of the poor have a single source of income, which is wage income. Every month’s salary income is insolvent, and there is no money to invest again. Money makes money. Therefore, in the face of the economic crisis, if the company cuts wages and lays off employees, it will not have the ability to resist and can only passively accept it. It is possible to reduce wages from 8,000 to 4,000, or even directly to zero. Moreover, the poor often have all kinds of loans, mortgages, car loans, and their monthly income is mainly to fill loans and use them for daily expenses, and the proportion of savings is very small. After the source of income is reduced, consumption has not decreased, and the burden will be increased. The rich generally do not put their eggs in the same basket, and will invest in combination. During the economic crisis, some companies will collapse and some will rise. Coupled with the various support policies of the national government and various investment teams, it is not difficult to finally achieve balance.

Many poor people will refuse to buy insurance to save money, but once they get sick, they will use their savings for disease treatment, or even debt treatment, and spend more money instead.
Opportunities will always be given to those who are always ready. We always regard the poor as victims of economic crises, but in fact, it is the poor people’s own thinking and actions that are limited, which leads to themselves becoming victims. To change this situation of victims, you still have to change your poor thinking.


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